Kinque offers comprehensive business management and loan solutions. Business management include POS software other services and loan include several Packages.
Grow your business with us.
Our main aim is to help grow the business the bottom which are struggling financially to fight poverty. Hence we are providing a wide range of affordable, high-quality financial products and services that are aligned with the needs of small businesses.
Main aim is pioneering micro, small, and medium enterprises’ success through innovative funding solutions and offering a golden opportunity for investors with our dynamic franchising model. Our organization focuses on micro, small, and medium enterprises to support individuals and strengthen community institutions to improve living standards.
Loan Packages
Our comprehensive suite of loan packages caters to a diverse businesses, ranging from small businesses to enterprises.
Micro Credit
Revolving Credit is a beacon of financial support for Micro-sized Businesses.
Key Features.
- Up to Ksh 20,000
- Weekly
- Micro-sized Business in operation for at least 6 months.
SME Credit
Small and Medium Enterprises (SMEs) with our innovative product. This unique offering is designed to navigate cash flow challenges and propel business expansion through flexible and tailored financial support.
Key Features.
- Offers Ksh 100,000.
- Flexible repayment terms which accommodate the diverse cash flow cycles of SMEs.
- Funds released through MPesa flexible repayment options, including C2B MPesa & direct deposit.
Re-Stock On Credit
Re-stock on credit is a facility that re-stocks businesses stock on credit allowing continuity of business hastle free.
Key Features
- Upto Ksh 30,000 and compoundly increase your limit with good credit score with us.
- Repayment periods ranging from 1 month to a maximum of 5.
- Directly receive funds in m-pesa after processing and approval.
Guidline for your business through our products
Micro Credit
This facility is for small or micro businesses that need capital not more than Ksh 20,000 or less than 4,000 and already own a business license under their name and must have been running for aleast 6 months and above. M-pesa transactions for the last financial year or for atleast 3-4 moths of the business are required and the package requires a 3,000 non-refundable one-time fee which is for affidavit, your account handling fee and any other forsee-able future charges.
SME Credit
This is for already performing businesses that are looking for expansion capital to expand their businesses. This facility offers a maximum of Ksh 100,000 for first time and increases according to credit score and business performance. This facility needs business been running for atleast 2years with transactions either bank or M-Pesa for the previous year. Also the business needs a license and the repayment plan is to be agreed upon for flexibility for your business.
Re-Stock On Credit
This is a stock facility for businesses selling physical products which need be inclusive of taxable products where we buy the stock needed for the business and deliver it to store location. After provision of this facility we recommend use of POS to monitor sales and stock for your business. This facility provides maximum of Ksh 30,000 on account creation and paid within a period of 6 months.